Permanent Credit Officer – Asset Financing | Watershed Consulting
Job Description
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Watershed Consulting Vacancies – Credit Officer – Asset Financing
Job Type: Permanant
Company: Watershed Consulting
Job Location: Pinetown
Opportunity Overview: Credit Officer – Asset Financing
Watershed Consulting is seeking a detail-oriented and analytical professional to join our team in Pinetown as a Credit Officer – Asset Financing. In this role, you will play a vital part in our financial operations, ensuring that our credit assessment processes are both rigorous and efficient. We are looking for someone who thrives on evaluating financial data and possesses the sound judgment necessary to make informed lending decisions in a fast-paced environment.
Key Responsibilities and Requirements
To be successful in the role of Credit Officer – Asset Financing, you should possess a solid background in financial services and a commitment to maintaining high standards of accuracy.
Education and Experience
- Grade 12 (Matric) is essential.
- A Diploma or Degree in Finance, Accounting, Credit Management, Business Administration, or a related field will be considered a significant advantage.
- A minimum of 2 to 3 years of practical experience in credit assessment, asset finance, banking, or a comparable financial services environment is required.
Technical Proficiency
- Demonstrated ability to analyze complex financial information to support credit decisions.
- Comprehensive knowledge of credit risk assessment principles and current industry lending practices.
- High proficiency in the Microsoft Office suite, with a specific focus on advanced Excel skills.
Core Competencies and Skills
- Strong analytical and numerical aptitude.
- Exceptional attention to detail and a high level of accuracy.
- Excellent communication and interpersonal skills, with a strong commitment to customer service.
- Proven ability to work effectively under pressure while meeting strict deadlines.
- Sound judgment and strong negotiation and problem-solving capabilities.
- A high level of professional integrity and the ability to maintain strict confidentiality.
Desired Skills
- Asset finance
- Credit control
- Finance
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